Complete Guide to Crypto Payments with FiatFlex
Learn how to accept crypto payments with FiatFlex - take USDC and EURC on Solana via links and QR codes, with manual conversion and SEPA withdrawals.
Contents
Cryptocurrency payments are revolutionizing how businesses handle transactions globally. With FiatFlex, accepting crypto payments has never been easier or more flexible.
What Makes FiatFlex Crypto Payments Special?
FiatFlex operates on the Solana blockchain. Unlike traditional payment processors that force immediate conversions, FiatFlex gives you complete control over when and how you convert your crypto earnings.
Supported Cryptocurrencies
USDC (USD Coin): A widely used stablecoin, pegged at par to the US dollar. Useful for businesses wanting price stability without volatility concerns, though converting it into euros costs more than converting EURC.
EURC (Euro Coin): A euro-backed stablecoin that eliminates currency conversion risks for European businesses. Ideal for maintaining value in your local currency.
How It Works
1. Generate Payment Links or QR Codes
Create payment requests in the FiatFlex app. Your customers can pay by scanning a QR code or clicking a payment link.
2. Receive Payments
Payments are confirmed on the Solana blockchain, which makes each transfer final once it is recorded.
3. Manual Conversion Control
Here's where FiatFlex shines - you decide when to convert crypto to euros. EURC converts at par, so there is no better rate to wait for. Nor is there any reason to hold sales back and group them: the price of converting to euros is the same percentage whatever the amount, and the SEPA transfer to your bank is included. A cash-out is possible from 5.06 EURC or 5.06 USDC, and before you confirm, the app shows what you will receive: the exact amount in EURC, an estimate in USDC, whose final amount depends on the exchange rate at conversion, while the price stays 1.5%.
4. Withdraw to Your Bank
The conversion and the transfer are one operation: a regulated third-party partner converts your stablecoins and wires the euros to your own bank account in the SEPA area, with no euro balance held in between.
Benefits for Businesses
Reach for Your Customers: A customer can pay you from any Solana wallet, wherever they are. FiatFlex is open to merchants established in the euro area with a euro bank account.
Lower fees than a card payment: converting a sale received in stablecoins into euros and wiring it to your bank costs a percentage of the amount, with the SEPA transfer included. That percentage is the same on a small ticket as on a large one, and it stays below the price of a card payment of the same amount, whatever the card; both prices are set out on the pricing page.
No Chargebacks: Crypto payments are final, eliminating chargeback fraud risks.
24/7 Operations: Receive payments around the clock, regardless of banking hours.
Fee Structure
No subscription, no sign-up fee. Converting stablecoins to euros and sending them to your bank account has one total price for each coin, set out on the pricing page.
Getting Started
- Create your FiatFlex account
- Complete KYC verification
- Generate your first payment link
- Accept your first crypto payment once verification is complete
The future of payments is here, and it's more flexible than ever with FiatFlex.