Payment StrategyFeatured
FiatFlex pricing: what a merchant actually pays
FiatFlex pricing in full: 0.50% on cards plus Stripe's fees, 1% on stablecoin conversion, worked out on €10 and on €100, and what costs nothing.
6 min read
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FiatFlex Knowledge Hub
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68 articles
- Payment StrategyFeatured
FiatFlex vs Traditional Processors: A Practical Payment Processor Comparison
A practical payment processor comparison for merchants: weigh fees, settlement, crypto and Tap to Pay against traditional processors and a FiatFlex alternative.
11 min read
- Industry InsightsFeatured
The Rise of Stablecoin Payments in Europe
How stablecoin payments Europe are reshaping commerce: euro stablecoins, EURC, USDC, regulation and what merchants should know in 2026.
11 min read
- Payment StrategyFeatured
Crypto vs PayPal vs Stripe: A Business Payments Comparison
Crypto vs PayPal vs Stripe compared for businesses: fees, payouts, chargebacks and speed to help you choose the right payment mix.
11 min read
- Regulations & ComplianceFeatured
MiCA Regulation Explained: What the EU Crypto Rules Mean for Merchants
MiCA regulation explained for merchants: what the EU crypto rules cover, stablecoin changes, key dates, and how to accept crypto payments compliantly.
11 min read
- Industry InsightsFeatured
The Future of Payments in 2026: Crypto, Contactless and Beyond
Explore the future of payments in 2026: crypto stablecoins, Tap to Pay contactless, and fintech trends reshaping how merchants get paid.
10 min read
- Contactless PaymentsFeatured
What Is Tap to Pay? A Merchant's Guide to Phone-as-Terminal Payments
What is tap to pay? A merchant's guide to phone-as-terminal payments: how SoftPOS works, iPhone and Android setup, fees, security, and getting started.
11 min read
- Crypto PaymentsFeatured
How to Accept Crypto Payments as a Business in 2026
Learn how to accept crypto payments as a business in 2026: stablecoin payments, USDC, QR codes, fees, conversion to euros, and SEPA withdrawals explained.
11 min read
- Payment StrategyFeatured
Crypto vs Fiat Payments: Which is Better for Your Business?
Crypto vs fiat payments compared for businesses: speed, fees, chargebacks and customer reach - plus how to offer both with FiatFlex.
10 min read
- Contactless PaymentsFeatured
Contactless Payments: The Future is Tap to Pay
A merchant's guide to contactless Tap to Pay: how NFC payments work, supported wallets (Apple Pay, Google Pay, Samsung Pay), Stripe processing fees and FiatFlex's 0.50% fee on card payments.
6 min read
- Crypto PaymentsFeatured
Complete Guide to Crypto Payments with FiatFlex
Learn how to accept crypto payments with FiatFlex - take USDC and EURC on Solana via links and QR codes, with manual conversion and SEPA withdrawals.
8 min read
- Contactless PaymentsFeatured
Tap to Pay on iPhone: Accept Cards With Just a Phone
Learn how Tap to Pay on iPhone works, which models support it, setup steps, fees, and how merchants accept contactless cards with no extra hardware.
11 min read
- Crypto PaymentsFeatured
What Is USDC? How to Accept USDC: A Merchant's Guide
Learn what USDC is, how the USD stablecoin works, and how to accept USDC payments as a merchant with low fees and fast settlement.
11 min read
- Getting Started
Payment link or QR code: which one should you use?
Payment link or QR code: in FiatFlex every request is both at once. The real choice is card or stablecoin, with fees worked out on 10 EUR and on 100 EUR.
6 min read
- Payment Strategy
Cards and stablecoins: one app, two ways to get paid
Who does what between Stripe, Bridge and FiatFlex, where your money sits at each step, and which of the two rails to choose for a given sale.
6 min read
- Payment Strategy
What taking a payment really costs a small merchant
What taking a payment really costs: €2.10 on €100 with Tap to Pay, €1.26 in EURC, €20 per card dispute, and the four decisions that stay yours.
7 min read
- Crypto Payments
Stablecoins for merchants: what converting to euros costs
What a stablecoin is and what converting it to euros costs: 1% commission, a flat 0.30 USD bank fee, 0.50% spread on USDC. Worked on 10 EUR and 100 EUR.
6 min read
- Payment Strategy
Card payment rates in France: how to compare them properly
Our card schedule in full, 0.50% commission plus Stripe's fees, and a method for setting it against any provider's published tariff on your own basket.
6 min read
- Contactless Payments
Tap to Pay on iPhone in France: which iPhone, which limit, what the first payment looks like
Which iPhones can take payments in France, the €50 contactless limit, the PIN typed on your screen, the first payment step by step and the cost on €10 and €100.
5 min read
- Getting Started
Opening a FiatFlex account: the documents asked for and how verification runs
Identity document, proof of address, SEPA bank account, and for a company its registration and beneficial owners: the verification journey step by step.
5 min read
- Getting Started
A Plain-English Glossary of Payment Terms for Merchants
A plain-English payment terms glossary for merchants: settlement, chargebacks, SEPA, stablecoins, KYC and more fintech terms explained simply.
11 min read
- Regulations & Compliance
AML Screening Payments: A Plain-English Guide to Sanctions and KYC
A plain-English guide to AML screening payments: how sanctions screening, KYC, and transaction monitoring work and what merchants need to know.
11 min read
- Payment Strategy
Chargebacks Explained: Causes, Costs and How to Prevent Them
Chargebacks explained for merchants: what causes them, what they really cost, and practical, proven ways to prevent chargebacks and reduce fraud.
10 min read
- Payment Strategy
Crypto vs Card Payment Fees: A Cost Breakdown for Merchants
A merchant cost breakdown of payment processing fees: compare crypto fees vs card processing cost and find practical ways to keep lower payment fees.
11 min read
- Industry Insights
Stablecoins vs CBDC: What's the Difference and Why It Matters
Stablecoins vs CBDC explained for merchants: how they differ, what a digital euro means for payments, and why the distinction matters for your business.
11 min read
- Crypto Payments
Stablecoin Settlement: How Merchants Get Paid in Euros
Stablecoin settlement explained for merchants: how crypto to euro conversion, stablecoin payouts and SEPA crypto withdrawals actually work.
11 min read
- Payment Strategy
How to Reduce Payment Processing Fees: A Merchant's Playbook
Learn how to reduce payment processing fees with a practical merchant playbook: lower card fees, audit statements, and save on payments without losing sales.
12 min read
- Banking & Transfers
SEPA Instant vs Standard Transfers: Timing, Costs and How They Work
SEPA instant vs standard transfers explained: timing, costs, limits, and how instant SEPA compares to SWIFT for euro payments and merchant payouts.
11 min read
- Industry Insights
Why Businesses Accepting Crypto Are Growing Across Europe
Why businesses accepting crypto is rising in the EU: lower fees, faster settlement, new customers, and how to start accepting crypto payments safely.
11 min read
- Regulations & Compliance
KYB Verification for Merchants: Why KYC and KYB Matter
A merchant's guide to KYB verification and KYC: what business verification checks, why merchant onboarding needs them, and how to prepare and pass.
11 min read
- Regulations & Compliance
PSAN Registration and the AMF in France: A Plain-English Overview
A plain-English guide to PSAN registration and the AMF in France: what it covers, who needs it, the process, and how MiCA changes things.
10 min read
- Regulations & Compliance
Crypto Regulation France: A Payment Compliance Guide for Businesses
A practical guide to crypto regulation France: PSAN registration, AMF crypto oversight, MiCA, and France crypto law for merchants accepting digital assets.
10 min read
- Regulations & Compliance
The Crypto Travel Rule Explained for Businesses
The crypto travel rule explained for businesses: what the FATF travel rule and VASP rules mean for merchants accepting digital asset payments.
11 min read
- Banking & Transfers
Multi-Currency Payments for EU Businesses: Crypto and Euros
A practical guide to multi-currency payments for EU businesses: accept euros, EUR stablecoins and crypto, and manage cross-border settlement smartly.
11 min read
- Industry Insights
Neobank vs Bank vs Payment Platform: Key Differences
Neobank vs bank vs payment platform: a clear merchant guide to how each model handles accounts, payments, fees and money movement.
11 min read
- Payment Strategy
How Consultants and Agencies Can Get Paid Faster
Learn how consultants and agencies can get paid faster with smarter invoicing, deposits, and modern payment options that shorten the cash cycle.
11 min read
- Regulations & Compliance
GDPR Payments Compliance: How Fintechs Should Handle Customer Data
A practical guide to GDPR payments compliance for fintechs and merchants: lawful bases, data minimization, retention, and protecting customer payment data.
11 min read
- Contactless Payments
NFC vs QR vs Card: Which Contactless Payment Methods to Offer?
Compare contactless payment methods for merchants. NFC vs QR vs card: costs, speed, hardware and the right payment method mix for your business.
11 min read
- Contactless Payments
QR Code Payments for Small Businesses: A Complete Guide
A complete guide to QR code payments for small businesses: how they work, setup steps, fees, security and best practices to accept payments by QR.
11 min read
- Crypto Payments
How to Accept Crypto Donations: A Guide for Nonprofits and Creators
Learn how to accept crypto donations as a nonprofit or creator: set up USDC and EURC giving on Solana, manage conversions, and withdraw euros via SEPA.
11 min read
- Regulations & Compliance
Crypto Regulation Spain Italy: What Merchants Should Know
Crypto regulation Spain Italy explained for merchants: MiCA, tax, VAT, AML and KYC rules before accepting stablecoin payments.
11 min read
- Payment Strategy
Event Payments at Festivals: Accept Payments Without Long Queues
Speed up event payments at festivals and cut queues with Tap to Pay, QR codes, and smart vendor payments planning for faster checkout.
11 min read
- Contactless Payments
How to Accept Apple Pay and Google Pay as a Merchant: What You Need to Know
How to accept Apple Pay and Google Pay as a merchant: how mobile wallets work, fees, security, devices, and how to get set up fast.
11 min read
- Industry Insights
What Is a Neobank? How Digital Banking Is Changing Payments
What is a neobank? Learn how digital banks and challenger banks work, how they differ from traditional banks, and what they mean for merchant payments.
11 min read
- Crypto Payments
USDC vs EURC: Which Stablecoin Should Your Business Accept?
USDC vs EURC compared for merchants: fees, currency risk, settlement, and which euro or dollar stablecoin fits your business best.
11 min read
- Crypto Payments
Managing Crypto Volatility: Why Stablecoins Reduce Price Risk
Crypto volatility can erode merchant margins overnight. Learn how stablecoins reduce price risk and give you control over conversion and payouts.
11 min read
- Banking & Transfers
How Payment Settlement Works: From Checkout to Your Bank
Payment settlement explained: follow the money from checkout to your bank, understand payout timing, and learn what delays settlement for merchants.
11 min read
- Crypto Payments
Crypto Wallet Address Mistakes: How to Avoid Costly Errors
A crypto wallet address mistake can be irreversible. Learn how a crypto wallet address works and how merchants avoid costly payment errors.
11 min read
- Payment Strategy
Ecommerce Payments: Set Up Crypto and Card Checkout
Ecommerce payments done right: a practical guide to accepting card and crypto checkout for your online store, plus fees, KYC and SEPA payout tips.
11 min read
- Regulations & Compliance
Crypto Regulation Germany: A Business Overview for Merchants
Crypto regulation Germany explained for merchants: BaFin oversight, MiCA, Germany crypto law, AML rules, and tax basics for accepting digital payments.
11 min read
- Contactless Payments
How to Accept Payments Without a Card Machine
Learn how to accept payments without card machine setups using Tap to Pay, phone card reader tech, QR codes and payment links to take no terminal payments.
11 min read
- Crypto Payments
What Are Stablecoins? A Guide for Businesses That Aren't Into Crypto
What are stablecoins? A plain-English guide for non-crypto businesses: how fiat-backed stablecoins work, why merchants accept them, and the trade-offs.
10 min read
- Getting Started
Getting Started with FiatFlex: A Complete Setup Guide
A step-by-step FiatFlex setup guide: account creation, KYC/KYB verification, banking setup and configuring crypto and Tap to Pay payments.
9 min read
- Payment Strategy
Taking Payments at Markets and Pop-Up Shops: A Practical Guide
A practical guide to pop up shop payments: choose mobile POS, handle cash and cards at markets, cut queues, and reconcile sales fast.
11 min read
- Regulations & Compliance
What Is a CASP Under MiCA? Crypto-Asset Service Providers Explained
CASP MiCA explained: what a crypto-asset service provider is, the services covered, authorization rules, and what it means for merchants.
10 min read
- Crypto Payments
Crypto Payment Gateway vs Traditional Gateway: What's the Difference?
Crypto payment gateway vs traditional gateway: compare fees, settlement, chargebacks, currencies and control to pick the right setup for your business.
11 min read
- Contactless Payments
What Is SoftPOS? Phone-as-Terminal Payments Explained
SoftPOS turns a smartphone into a payment terminal. Learn how soft pos and tap on phone enable contactless acceptance for merchants of every size.
11 min read
- Crypto Payments
Crypto Invoicing for Freelancers: Get Paid in Stablecoins
Crypto invoicing lets freelancers get paid in stablecoins like USDC fast. Learn how to invoice, price, and collect freelancer crypto payments the smart way.
11 min read
- Banking & Transfers
IBAN Explained: BIC and What Businesses Need to Get Paid
IBAN explained for businesses: learn the IBAN format, what bic swift codes do, and the exact details you need to get paid in euros without delays.
11 min read
- Banking & Transfers
SEPA Transfers: How a Euro Withdrawal Reaches Your Bank
How SEPA euro withdrawals work with FiatFlex: what the transfer carries, what it costs, and what decides when it is credited, settled through regulated third-party banking partners.
7 min read
- Payment Strategy
Restaurant Payments: Modern Options for Restaurants and Cafes
Restaurant payments guide: Tap to Pay, mobile POS, crypto, and SEPA payouts to speed up tables and cut counter friction in cafes and restaurants.
11 min read
- Crypto Payments
How to Convert Crypto to Euros: A Business Cash-Out Guide
Learn how to convert crypto to euros for your business: cash-out methods, fees, timing, SEPA withdrawals and a step-by-step offramp guide for merchants.
11 min read
- Contactless Payments
Tap to Pay on Android: Turn Your Phone Into a Card Terminal
Set up tap to pay on Android and turn your phone into a card terminal. A merchant's guide to Android NFC payments, SoftPOS, security and going live.
11 min read
- Crypto Payments
Solana Payments Explained: Speed, Fees and How It Works
Why Solana payments work for merchants: fast settlement, low fees and SPL tokens like USDC explained in plain language for everyday business use.
11 min read
- Regulations & Compliance
PSD2 Explained: What It Means for Merchants and Payments
PSD2 explained for merchants: how Strong Customer Authentication, open banking, and SCA exemptions reshape checkout, fraud, and payments in Europe.
11 min read
- Payment Strategy
Food Truck Payments: The Best POS Setup for 2026
A practical 2026 guide to food truck payments: choosing a POS, Tap to Pay, fees, offline mode and crypto checkout.
11 min read
- Crypto Payments
What Is EURC? The Euro Stablecoin Explained for Businesses
A clear guide to the EURC euro stablecoin from Circle: how it works, why it matters for businesses, and how to accept it for payments.
11 min read
- Banking & Transfers
What Is SEPA? A Complete Guide for Businesses
What is SEPA? A complete business guide to the SEPA area, euro transfers, payment types, IBAN basics, timelines and fees explained simply.
11 min read
Explore by category
- Crypto Payments15articlesLearn about accepting cryptocurrency payments
- Contactless Payments10articlesMaster NFC and tap-to-pay technology
- Banking & Transfers6articlesUnderstand SEPA transfers and withdrawals
- Payment Strategy16articlesOptimise your payment processing approach
- Getting Started4articlesSet up FiatFlex and take your first payment
- Regulations & Compliance11articlesMiCA, KYC/KYB, AML and EU/France payment rules
- Industry Insights6articlesTrends in stablecoins, neobanks and fintech